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GeoBlue for Employees

Áñ—†ÊÓƵ faculty and staff traveling internationally on Áñ—†ÊÓƵ/university business will be automatically covered by Áñ—†ÊÓƵ's business traveler insurance plan (“the plan”) provided by GeoBlue. However, completing a one-time registration is necessary to maximize employee benefits and access provider details. Pre-registration will expedite any need for services during travel. No travel dates or destinations are required to register. 

"Áñ—†ÊÓƵ/university business" is international travel in support of one's Áñ—†ÊÓƵ duties and responsibilities. Such travel should be funded by Áñ—†ÊÓƵ through operational or grant funds. Examples include conference attendance, data collection, collaborative Áñ—†ÊÓƵ, short-term teaching or Áñ—†ÊÓƵ assignments, recruitment, and site visits as well as employees who accompany students abroad for Áñ—†ÊÓƵ, study or volunteer activities supported by Áñ—†ÊÓƵ.

• Eligibility
• Duration
• Registration/Pre-travel Preparations
• Highlights
• Limitations
• Care and Claims

Eligibility

• The plan covers “benefits-eligible” employees, including post-docs and fellows and any spouse, partner, or unmarried dependents who may be accompanying such employees traveling on university business or business sojourn (leisure trip directly connected before, after or during a business trip).  Refer to the definition of "eligible dependents" in the  Business Traveler Certificate of Coverage  to ensure coverage.
• Exceptions can be made to cover employees who are not “benefits-eligible,” but will travel on university-affiliated trips and charged with student oversight or support. Examples include third party or independent contractors such as adjunct faculty or part-time staff serving as trip leaders on faculty-led group trips, athletic trainers traveling with teams for competition, and community faith leaders leading NU service trips abroad. Each traveler in this category should report their trip to Angela Piersanti in the Office of Risk Management (ORM) before traveling so that potential claims can be approved in an expeditious manner.
• McGaw medical residents, NRSA post-doctoral scholars, independent contractors, volunteers, adjuncts or Emeritus employees who travel abroad on temporary assignment for Áñ—†ÊÓƵ are not eligible for the plan
• Visiting international scholars do not qualify for the plan, but eligible individuals Áñ—†ÊÓƵ limited travel medical and assistance coverage under a separate, special plan
• Classes of individuals who do not qualify for the student or employee GeoBlue plan are strongly recommended to individually enroll in a GeoBlue’s ; departmental reimbursement may be available if the travel is required for one’s job performance.

Please contact Angela Piersanti in the Office of Risk Management, and not the Office of Global Safety and Security, with your questions about eligibility for the GeoBlue employee plan.

 

Duration 

• The duration limit on travel is 180 days (roughly 6 months).  
• For travel exceeding 180 days, a separate GeoBlue plan can be purchased for the additional time, and reimbursement may be honored on a case-by-case basis if the long-term travel is related to university business; email globalsafety@northwestern.edu to enroll.
• Áñ—†ÊÓƵ employees hired to permanently work overseas, or whose permanent residence is outside the U.S., are not eligible for GeoBlue; contact the  office to discuss alternative coverage options

Registration/Pre-Travel Preparation

• Before travel, employees should complete a one-time registration at and entering (or copying and pasting) Áñ—†ÊÓƵ’s Access Code: QHG9999NWBTY with a Áñ—†ÊÓƵ email address 
• Registration is optional, but recommended, to maximize employee benefits and access provider details – a lack of registration may impede Áñ—†ÊÓƵ and GeoBlue's ability to provide immediate assistance to you during an emergency abroad
• Before or during travel, access the or download the free mobile app to find international doctors, hospitals and pharmacies, make appointments for any health care needs and set up direct pay, if available

Highlights

• There is no deductible, and there will be no cost to the traveler or department for the plan, assuming the traveler meets the eligibility criteria
• Employees will receive primary medical insurance coverage for any medically necessary care needed while traveling abroad on business, up to a maximum of $250,000 per trip
• There is no need to provide travel plans or pay a premium to the insurance company
• Employees can access remote medical service through Global TeleMD, a smartphone app, to connect with a network of global doctors available 24/7 for a same-day virtual appointments. 
• Medical as well as security evacuation coverage is provided if relocation due to an emergency situation is needed; read more about political or natural disaster evacuation procedures

Limitations

• While Áñ—†ÊÓƵ does not centrally restrict travel to certain countries for faculty or staff, employees should consult with their supervisor, unit director or dean prior to scheduling travel to higher-risk locations; however, Crisis24, Áñ—†ÊÓƵ's political, security and natural disaster evacuation (PEND) provider requires disclosure of planned travel to countries it considers high risk
• Employees accompanying students abroad should register for trip leader training before they travel
• There is no age limit for travelers
• More information about specific conditions, exclusions and other terms are outlined in the GeoBlue Employee Member Guide

Care and Claims

• If you Áñ—†ÊÓƵ a pre-existing conditions, be sure to contact GeoBlue in advance of your departure.  Most prescription medications are easily transportable abroad. However, certain prescribed medications, such as those to control psychosis, attention-deficit disorder or chronic/severe pain, may not be available or are considered illegal in some foreign countries and could be confiscated by customs agents if discovered. Read more about this at the  Traveling with Medications webpage
• To arrange routine physical or mental health care during extended visits or direct payment of medical expenses, follow the directions under accessing routine (non-emergency) care abroad
• In case of medical emergency abroad, the traveler should go to the nearest clinic or hospital then follow directions under medical emergencies
• If traveler's pay up front for care, follow directions for seeking by email, fax or postal mail

For employee eligibility questions, contact Angela Piersanti in the Office of Risk Management; for all other questions related to the GeoBlue for Employees plan, contact globalsafety@northwestern.edu.